PLEASE READ THE FOLLOWING TERMS AND CONDITIONS RELATING TO YOUR USE OF THIS SITE AND THE PRODUCTS AND SERVICES PROVIDED HEREUNDER CAREFULLY.

You understand and agree that we have spent a great deal of time, effort, and resources developing the materials for this course. We own the copyright to the materials used in this course, and we are providing you with access to our materials in return for the course fee; however, we are not providing you with a license to use any of the materials in any way, other than in connection with your completion of this course.

We offer this course solely for the purpose of teaching you how to build a business buying and reselling diabetic medical commodities, also known as diabetic testing supplies. Your license is limited to that purpose, and you agree that you are taking this course solely for that purpose.

Therefore, you expressly agree that, as a condition of accessing this course, for a period of five (5) years after your completion of this course, you will not, directly or indirectly, develop or assist anyone else in developing an online course designed to teach others how to develop and operate a business buying and reselling diabetic medical commodities.

If you do not agree with this condition, you do not have our permission to access this course.

By i) using this site, ii) purchasing any products or services from FLIPPING MEDICAL COMMODITIES UNIVERSITY or utilizing any of the products or services from FLIPPING MEDICAL COMMODITIES UNIVERSITY through this site, you are deemed to have agreed to these Terms and Conditions. We reserve the right to modify them at any time. You should check these Terms and Conditions periodically for changes. By using this site after we post any changes to these Terms and Conditions, you agree to accept those changes, whether or not you have reviewed them. With regard to products and services purchased or utilized from FLIPPING MEDICAL COMMODITIES UNIVERSITY, the version of these Terms and Conditions that were posted at the time of purchase or utilization apply. If at any time you choose not to accept these Terms and Conditions of use, do not use this site.

**Scope:** These Terms & Conditions apply to your use of all websites at [startfmcu.com] as well as any of their sub-domains.

**Installment Plan:** By using our products or providing your credit card, and other information, you ("Customer") agree to these Terms and Conditions, and if you are selecting the installment payment plan, you are agreeing to allow us to charge your card for the proper installments.

**Restrictions on Use:** Don't misuse any information provided to you on our website or in our private groups. The content in the training modules is protected by Copyright and Trademark law and is the property of the owner of such content unless expressly stated otherwise. You, and only you, may access the material. You may not modify, copy, publish, display, transmit, adapt, or in any way exploit the content of the modules, or other information not publicly shared outside of the group unless you receive prior written permission from FLIPPING MEDICAL COMMODITIES UNIVERSITY, or owners, to do so.

**Member Removal Policy:** We reserve the right to remove you from the course and/or delete you from any associated Facebook groups or communities at any time and for any reason, without prior notice or explanation. We are not required to provide a reason or written notification for such removal. Examples of behaviors that may result in removal include, but are not limited to: attempting to be a buyer in the group when not authorized, selling your own products/services without explicit written permission, or any other conduct that we deem inappropriate. Felix J. Wisniewski IV, Flipping Medical Commodities University, and FW Wealth Holdings LLC are committed to growing a positive community, but maintain the absolute right to determine membership at our sole discretion.

**Marketing Rights:** By participating in our course, Facebook groups, or any other community platforms associated with Flipping Medical Commodities University, you grant us the right to use any content, interactions, testimonials, success stories, or other materials shared within these communities for our internet marketing purposes. This includes but is not limited to social media posts, advertisements, promotional materials, and testimonials. Your membership in our community constitutes your consent to such use. We may use this content without additional permission or compensation.

**Payment and Refund Policy:** All payments are final except under the following conditions:

1. Refund requests must be submitted within exactly 24 hours of your purchase time.

2. To qualify for a refund, you must not have consumed more than 25% of the course content. We can verify your course consumption through our creator dashboard.

3. After the 24-hour period has elapsed, there is absolutely no option for a refund.

The course is a one-time payment of $997 or three payments of $397, which we will automatically charge to your card if you select that option. If you choose an outside financing option, you will finance with them and be responsible for making the payments. If you select the three-payment plan and do not complete your payments, we will send your information to a collection agency. If you pay and then file a chargeback, we will pursue legal action for fraud, as we have proof that you legally purchased the course unless we believe your card was stolen.

**90-Day Success Guarantee:** We guarantee that you will see success within this business in 90 days of completing the course. If you do not achieve success within this timeframe, we will upgrade you to our 1-on-1 program at no additional cost. In this program, we will work together one-on-one, and we will provide you with specific tasks designed to make this business and program a successful income producer for you. This upgrade will continue until you achieve success in the business.

We are not responsible for the availability of any other site to which this Site links. We do not endorse or take responsibility for the contents, advertising, products, or other materials made available through any other site. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, goods, or services available on any other site. You should direct any concerns to that site administrator or webmaster. We do not endorse, warrant, or guarantee any products or services offered on any third-party site. We are not a party to, and do not monitor, any transaction between users and third-party providers of products or services.

IN ALL CIRCUMSTANCES FLIPPING MEDICAL COMMODITIES UNIVERSITY'S MAXIMUM LIABILITY IS LIMITED TO THE PURCHASE PRICE OF THE PRODUCTS OR SERVICES SOLD. FLIPPING MEDICAL COMMODITIES UNIVERSITY SHALL NOT, UNDER ANY CIRCUMSTANCES, BE LIABLE UPON A CLAIM OR ACTION IN CONTRACT, TORT, INDEMNITY, OR CONTRIBUTION, OR OTHER CLAIMS RELATING TO THE PRODUCTS OR SERVICES IT SELLS WHICH EXCEEDS THIS LIABILITY LIMIT. FLIPPING MEDICAL COMMODITIES UNIVERSITY SHALL NOT BE LIABLE FOR THIRD-PARTY CLAIMS FOR DAMAGES AGAINST THE CUSTOMER, OR FOR MALFUNCTION, DELAYS, INTERRUPTION OF SERVICE, LOSS OF BUSINESS, LOSS OR DAMAGE TO EXEMPLARY DAMAGES, WHETHER OR NOT FLIPPING MEDICAL COMMODITIES UNIVERSITY HAS BEEN MADE AWARE OF THE POSSIBILITY OF SUCH CLAIMS OR DAMAGES.

By participating in this course, you acknowledge and agree that any legal consequences, liabilities, or issues arising from buying and reselling diabetic medical commodities, including but not limited to diabetic testing supplies, are solely your responsibility. Felix J. Wisniewski IV, Flipping Medical Commodities University, and FW Wealth Holdings LLC are in no way responsible for any legal matters that may arise as a result of your participation in this business model. It is your responsibility to ensure compliance with all applicable local, state, and federal laws governing the purchase and resale of such items.

The information contained in or made available through our website or private groups (including but not limited to information contained on message boards, in text files, in products, from services, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, psychological, financial, medical, or legal matters. You should regularly consult a lawyer in all matters relating to interacting with other people to assure yourself you are behaving in compliance with laws, including but not limited to laws related to harassment, assault, or other similar laws.

For any questions, comments, or concerns, you may contact us at support@startfmcu.com.

All content included on our website or any of their sub-domains or other linked websites, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of FLIPPING MEDICAL COMMODITIES UNIVERSITY or its content suppliers and protected by United States and international copyright laws.